When it comes to your financial future, it’s all about perspective. Paying off your student debt can seem like an impossible task, but like any challenge in life, it becomes a lot simpler when you break it down into chunks. Young adults complain about how expensive college is, but they don’t think twice about swiping their credit card for their daily caffeine hit. Small habit changes can make all the difference, so next time you’re about to place an order at Starbucks, remember that you could pay off your debt by giving up a coffee a minute for the next 10,000 years.
It’s that easy. Sure, ordering the most expensive drink on the menu every sixty seconds is nice, but sometimes sacrifices need to be made, and when you are living completely debt free in the year 12021, you’ll laugh at how easy it was!
Still not convinced? Well, consider the health benefits of your lifestyle change. Hey we get it, we tell ourselves treats like chocolate, wine, and coffee ‘lower stress levels’ too, but let’s be honest, drinking 1400 venti caramel macchiatos a day can’t be very good for you.
Every generation has to make sacrifices. Your grandpa had to buy a smaller boat than he wanted, your father once had to pass up a Van Morrison box set, and you have to stop spending $203,000/day on coffee for the next 10,000 years.
Sometimes it’s easier to build a habit if you start with an initial test period. So give up those macchiatos for a few decades first, and see how easy it is. Before you know it, you’ll have pocketed the money you would have spent on 14,000,000 coffees. The time will go by in a flash! Frank Herbert’s Dune was set 9,000 years in the future, so your goal is just a little further away than that.
You won’t even go back to coffee on the desert planet Arakis, because you’ll be harvesting whatever moisture you can from the arid planet’s atmosphere. Stay positive, and before you know it, you’ll be riding high on the back of a sandworm, debt free.